Avoiding Foreclosure #9
Avoid foreclosure prevention companies. Don’t pay fees for foreclosure prevention help. Use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month’s mortgage payment) for information and services your lender or a HUD approved housing counselor will provide free if you contact them.
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DISPOSING of Unwanted Medicines
Check your drug label or patient information that comes with the medication for disposal instructions.

Unless is specifically says to do so…

• Do NOT flush them down the toilet
• Throw the drugs in the trash AFTER doing the following:
  • Take them out of original containers & mix with coffee grounds or kitty litter or other unappealing garbage.
  • Put them in a sealable bag, empty can or other container to prevent the medication from leaking or breaking in the garbage.
• Watch for special Medication Disposal programs offered by pharmacists and/or the law enforcement offices or AARP.