Affordable Housing Development
Through the Area IV Development Corporation, community economic development and affordable housing projects are provided that benefit low to moderate income persons, older adults (age 55 +), physically and mentally disabled persons, homeless persons and special needs populations who reside in mid-northwestern Indiana. We are committed to seek out and provide housing that improves the local economy and overall quality of life for our target populations.
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Home Ownership Counseling/Foreclosure Counseling
At this time, Area IV provides limited foreclosure counseling primarily to existing clients. We anticipate offering more in-depth services late in 2010 or early in 2011. Counselors provide a service that is vital in today’s mortgage market: counseling families facing foreclosure and advising them about their options.
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Homebuyer Class
The Area IV Agency offers year-round Home Owner Counseling to prospective homebuyers who would like to learn more about the steps in purchasing a home or may be required to attend a homebuyer class as part of securing a mortgage loan.
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Homeless Prevention and Rapid Re-housing Program
Persons who are in danger of being homeless or those who have recently lost their home (not those who are chronically homeless) may be able to receive assistance in order help stabilize their situations.
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Housing Choice Voucher Program (Section 8)
Area IV contracts with the State of Indiana Housing and Community Development Authority (IHCDA) to provide rental housing assistance to low income individuals and families.
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Owner Occupied Rehabilitation (OOR)
This program enhances our weatherization program. Homes are identified as needing additional services beyond the scope of our regular weatherization services. Major household systems may be repaired or replaced as part of the rehabilitation process in order to meet the stricter of the Indiana State Building Code or local building codes.
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